Modern digital banking built around you.

First Citizen lets you open an account in minutes, send money instantly, save smarter, and manage all your finances securely from your phone or laptop.

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Secure, simple and seamless online banking.

Enjoy 24/7 access to your money, instant transfers, card control, and smart alerts — all in one intuitive First Citizen dashboard designed for everyday life.

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Banking, savings and payments in one smart app.

Set up savings goals, automate deposits, pay bills, and track every transaction in real time with First Citizen’s all-in-one digital banking experience.

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About First Citizen

A next-generation digital bank for today’s customer.

First Citizen is a secure, fully digital banking experience designed to fit your lifestyle. From instant account opening to real-time payments and automated savings, we give you the tools to manage money confidently — anytime, anywhere.

Instant account opening & KYC

Real-time transfers & bill payments

Smart savings goals & budgeting tools

Business accounts & merchant solutions

Discover First Citizen

500k+ Trusted

Digital Customers

500

k+

Active Customers

15

+

Years of Financial Expertise

120

+

Specialist Team Members

Our Services

Smart digital banking for everyday life and business

Personal Accounts & Everyday Banking

Open and manage current and savings accounts online, receive salary, pay bills, and send money instantly — all from your First Citizen app.

Business & Merchant Banking

Power your business with digital current accounts, bulk payments, invoicing, and merchant collections that help you get paid faster.

Savings, Goals & Wealth Tools

Create flexible or locked savings, set automatic deposits, and track your goals with clear insights and smart financial tools.

Cards, Payments & Lifestyle

Get virtual and physical cards, shop online securely, pay subscriptions, and enjoy full control with instant card freeze/unfreeze.

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Banking Solutions

Explore our key digital banking experiences

Everyday Digital Banking

One app for accounts, transfers, spending insights and savings goals.

Business Banking Suite

Digital tools to help businesses collect payments, pay staff and manage cash flow.

Secure Payments & Cards

Modern card technology with real-time alerts and full control over your spending.

Contact Us

We’re here to help you bank better

Have questions about opening an account, getting a card, or using First Citizen online? Send us a message and our support team will get back to you shortly.

Head Office

First Citizen Bank, USA

Phone

+1 (800) 123-4567

Email

support@firstcitizens.online

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